Welcome to Budget Learning. By using our website and services, you agree to abide by the terms and conditions set forth below. Please read these terms carefully before accessing or using our platform. If you do not agree to these terms, please refrain from using our site.
1. General
These Terms & Conditions govern your use of the Budget Learning website and its services. By accessing this website and purchasing our courses, you agree to be bound by these terms. Budget Learning reserves the right to update or change these terms at any time without prior notice.
2. Use of Website
You agree to use the website only for lawful purposes and in a way that does not infringe on the rights of others or restrict their use and enjoyment of the website. Unauthorized use of this site may give rise to a claim for damages and/or be a criminal offense.
3. Account Registration
To access certain features on Budget Learning, you may be required to register an account. You agree to provide accurate, complete information and keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
4. Payments & Refunds
All payments made for courses on Budget Learning are final and non-refundable unless otherwise specified. We may, in some circumstances, provide refunds or course credits, subject to our sole discretion. If you believe you qualify for a refund, please contact our support team for further assistance.
5. Course Content & Intellectual Property
All course content, materials, and intellectual property on Budget Learning are owned by us or our instructors and are protected by copyright and other intellectual property laws. You may access and use the content for personal, non-commercial purposes only. Any unauthorized distribution, reproduction, or modification of our course materials is strictly prohibited.
6. Limitation of Liability
Budget Learning is not responsible for any damages or loss resulting from your use of the website, courses, or services. The platform is provided on an “as-is” and “as-available” basis, without any warranties, either express or implied. Budget Learning does not guarantee that the website will be uninterrupted, error-free, or secure.
7. User Conduct
You agree to interact with our platform respectfully and refrain from any form of abusive language, harassment, or disruptive behavior. Any violation of this clause may result in immediate suspension or termination of your account without refund.
8. Changes to Courses
Budget Learning reserves the right to modify, update, or remove courses at any time. We strive to keep our content accurate and up-to-date, but we do not guarantee that all course materials will remain current, relevant, or available indefinitely.
9. Links to Third-Party Sites
Our website may contain links to third-party websites that are not under our control. Budget Learning is not responsible for the content, privacy policies, or practices of any linked websites. Accessing these links is at your own risk, and we recommend reviewing the terms and policies of any third-party sites.
10. Privacy Policy
Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information. Please review our Privacy Policy to understand our practices.
11. Governing Law
These terms and conditions are governed by the laws of [Your Country/State]. By accessing Budget Learning, you agree to submit to the exclusive jurisdiction of the courts in [Your Country/State] for any disputes that may arise.
12. Contact Us
If you have any questions regarding these Terms & Conditions, please contact us at: